Referral Process

Steps of Towergate's referral process

Here’s how it works…

1: Client discussion

Agree the areas where your clients need cover, or where they would benefit from an additional policy according to identified requirements.

2: You refer your clients to Towergate

Whatever your client’s commercial or non-standard needs – whether straightforward or specialised – you can trust Towergate as a safe pair of hands. All you need is your clients' permission to pass on their details so we can start the conversation.

3: We find them the right policy

Bear in mind that we can access more than 200 insurance products, including the ones other brokers can’t reach. You can rest assured that we’ll recommend a policy that is suitable to meet your clients’ needs.

4: We handle the admin

Once we’ve found the right policy, we’ll provide the quote, complete the paperwork and collect the premium through BACS, card or Direct Debit. The advice and compliance aspect of the process sits with us. We’ll keep you updated when a policy goes on risk and when it is due for renewal. We will then deal directly with the client, handling all administration including mid-term adjustments (MTAs) and claims.

5: You start receiving commission

For every successful referral you make, you will receive regular commission for the lifetime of the policy. Commissions are generally paid in a lump sum, 60 days after inception*. There is no limit to how much you can earn.

Earn commission with every policy referral

You can earn commission with every policy referral, paid for the lifetime of the policy.*

Submit a Referral


*Depends on payment method. BACs, card and cleared funds up to 60 days. Direct debit can be up to 90 days depending on when the client confirms direct debit.

Our Panel Of Insurers Include

  • Ageas
  • Allianz
  • Aviva
  • Axa
  • Chubb
  • Covea
  • Hiscox
  • Homelegacy
  • Lloyds
  • Lve
  • Nig
  • Rsa
  • Towergate
  • Zurich